The Housing Finance Sector data for Kenya extends back to 2006. Please click on the Research Center tab above to access data for previous years not shown.

Kenya: Statistical Data At-A-Glance
Total population51.39 million2018WDI
Urban population (% of total)27.03% of total2018WDI
GDP, current prices (U.S. dollars)87,928 USD (millions)2018WEO
GDP based on PPP per capita GDP (Current international dollar)3,704.84 USD 2018WEO
Inflation, end of period consumer prices (Percent change)5.71%2018WEO
Average bank deposit rate8.29%2018IFS
Lending rate13.06%2018IFS
Owner-occupied units21.3% of total2019Population and Housing Census
Total amount of home mortgage loans outstanding at the end of year in millions of USD:2,208.23 USD (millions)2018Central Bank of Kenya
Total amount of home mortgage loans outstanding at the end of year as % of GDP (current)2.51%2018WEO and Central Bank of Kenya
Total # of home mortgage loans outstanding at the end of year26.5 thousand2018Central Bank of Kenya
Typical LTV at origination90%2019Central Bank of Kenya
Typical pmt-to-income ratio (HH income)51%2014Country Editor Allan Simiyu Kundu, Moi University
Retail funding (deposits/other)primary2019World Bank
Wholesale funding: loans from other banks or corporationssecondary2019HF Group
Typical number of days needed for the transfer of title492018WDI

About the Editor

Centre for Affordable Housing Finance in Africa (CAHF)

The Center for Affordable Housing Finance in Africa is a not-for-profit company with a mission to make Africa's housing finance markets work, with special attention on access to housing finance for the poor. We pursue this mission through the dissemination of research and market intelligence, supporting cross-sector collaborations and a market-based approach. The overall goal is to see an increase of investment in affordable housing and housing finance throughout Africa: more players and better products, with a specific focus on the poor. Our work covers four main areas: (1) understanding housing markets, (2) monitoring housing sector performance, (3) exploring innovation in housing finance, and (4) supporting housing finance market development. Since its formation, the CAHF has come to be known as the most comprehensive and up to date source of information on housing finance in Africa. Our work is available on our website: